Top Banking Quotes and Sayings Every Bankers Must Know!

“A great business at a fair price is superior to a fair business at a great price.” ― Charlie Munger

“Banking is necessary, Banks are Not.” ― Bill Gates

“A banking system is the most important and integral part of the economy for any country.”

“Good Banking is produced not by good laws, but by good bankers.” ― Hartley Withers

“Banking, I would argue, is the most heavily regulated industry in the world.”

“Banking is a branch of the information business.” ― Walter Wriston

“A bank is a place that will lend you money if you can prove that you don’t need it.” ― Bob Hope

“At its core, banking is not simply about profit, but about personal relationships.” ― Felix Rohatyn

“Banking technology has made it simple and efficient to invest in good causes.”

“Adventure is the life of commerce, but caution is the life of banking.” ― Walter Bagehot

“Banking gives you a glimpse into what makes companies succeed and what makes companies fail.”

“In banking or finance trust is the only thing you have to sell.” ― Patrick Dixon

“Consumer banking – selling the debt to middle-class families – has been a gold mine.”

“If banks cannot truly be customer intimate, they are doomed to be just dumb commodities, acting behind the scenes, like utilities.” ― Jp Nicols

“Banking was conceived in iniquity and born in sin.”

“Investment banking is not a business; it is a personal service where bankers work hand in hand with their clients. And it is a service that must not simply be about making bigger and bigger deals that reap rewards for only a small group of executives.”

“I can’t imagine trying to operate a company banking on the fact that my logo is cooler than somebody else’s logo.”

“At the heart of banking is a suicidal strategy. Banks take money from the public or each other on call, skim it for their own reward and then lock the rest up in volatile, insecure, and illiquid loans that at times they cannot redeem without public aid.”

“Banking may well be a career from which no man really recovers.”

“Let’s be honest: the trappings of investment banking are quite tempting. I do miss it sometimes. And to be honest, there was a time I’d read the ‘WSJ’ in the morning, and for years I have done that.”

“People with banking experience haven’t all flocked to the biggest banks; community banks and regional banks, along with smaller trading houses and credit unions, have some very talented people.”

“No country can truly develop if half its population is left behind.” ― Justing Greening

“Money never declines. Money just moves.” ― Dick Kovacevich

“My fantasy is to break up the big banks. I wish we would end ‘too big to fail’ in our banking system.” ― Kenneth C. Griffin

“Adventure is the life of commerce, but caution is the life of banking.” ― Walter Bagehot

“The only good loan is one that gets paid back.” ― Robert Wilmers

“At its core, banking is not simply about profit, but about personal relationships.” ― Felix Rohatyn

“If the American people ever allow private banks to control the issue of their currency.” ― Thomas Jefferson

“The art and mystery of banks… is established on the principle that ‘private debts are a public blessing.” ― Thomas Jefferson

“The issuing power of currency shall be taken from the banks and restored to the people, to whom it properly belongs.” ― Thomas Jefferson

“I own it to be my opinion, that goodwill arises from the destruction of our credit.” ― Thomas Jefferson

“The Bank of the United States is one of the most deadly hostilities existing, against the principles and form of our Constitution.” ― Thomas Jefferson

“Our public credit is good, but the abundance of paper has produced a spirit of gambling in the funds.” ― Thomas Jefferson

“There’s more honour in investment management than in investment banking.” ― Charlie Munger

“The financial industry is a service industry. It should serve others before it serves itself.” ― Christine Lagarde

“Our financial markets work best when they are competitive, fair, and transparent.” ― Kenneth C. Griffin

“A great business at a fair price is superior to a fair business at a great price.” ― Charlie Munger

“It’s a real pleasure to earn the trust of your customers slowly over time by doing what’s right.” ― Charlie Munger

“Happiness: a good bank account, a good cook, and a good digestion.”

“The modern banking system manufactures money out of nothing.” ― Josiah Stamp

“You don’t run a business hoping you don’t have a recession.” ― Jamie Dimon

“When I moved from corporate to consumer banking, I brought a lot of synergy with me.”

“The longer I go on, the more I am aware of the power of finance.” ― Justin Welby

“When we look at the history of banking, the banking industry has often been the first industry to use new technology.”

“Good bankers, like good tea, can only be appreciated when they are in hot water.” ― Jaffar Hussein

“A banker is a fellow who lends his umbrella when the sun is shining and wants it back the minute it begins to rain” ― Mark Twain

“It’s all about the experience, either bank remove friction or someone else will.” ― Brett King

“Complexity and interconnectedness matter as much as size in assessing risk in banking.” ― Henry Paulson

“People first, then money, then things.” ― Suze Orman

“The inescapable truth in that there are just too many banks in this country chasing too few customers.” ― Dick Rosenberg

“The goal is not only to earn high returns to the top of the cycle but also to avoid giving them back at the bottom.” ― Duff McDonald

“Adventure is the life of commerce, but caution is the life of banking.” ― Walter Bagehot

“We use Halloween to scare the kids and bankers to scare the adults.” ― Anthony T Hincks

“A banking system is the most important and integral part of the economy for any country.”

“Investment banking fees are geared towards success.”

“If you are afraid to fail, then you should go and become a banker.” ― Yossi Vardi

“Beware of little expenses; a small leak will sink a great ship.”

“I believe that through knowledge and discipline, financial peace is possible for all of us.” ― Dave Ramsey

“It is well enough that the people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.” ― Henry Ford

“The key to the performance of any traditional commercial bank…is the profitability of the loans it makes.” ― Robert Wilmers

“Bankers know that history is inflationary and that money is the last thing a wise man will hoard.” ― Will Durant

“We don’t think of ourselves as a regional investment bank. We think of ourselves as merchant bankers with clients all over the country.” ― Warren Stephens

“Regulation is necessary, particularly in a sector, like the banking sector, which exposes countries and people to a risk.” ― Christine Lagarde

“Inflation is taxation without legislation.” ― Milton Friedman

“Stay on top of your finances. Don’t leave that up to others.” ― Leif Garrett

“The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.”

“Do you know the only thing that gives me pleasure? It’s to see my dividends coming in.” ― John D. Rockefeller

“Money looks better in the bank than on your feet.”

“If nature were a bank, they would have already rescued it.”

“Banking system is a continuous process for any country, which shows the firmness of the country’s economy.”

“The trade of banks is the buying and selling of interest and exchange.” ― William Petty

“Money is the best rule of commerce.” ― William Petty

“Money is a terrible master but an excellent servant.”